2017 Financial Goals Update

As we are now over halfway through the year, I thought it was about time I gave a financial goals update on the goals we set for ourselves at the beginning of the year. Setting goals is a great way to motivate yourself and get things done. Checking in on your goals will also help you adjust if necessary and see how far you have come in meeting your goal. We set four financial goals at the beginning of the year…let’s see how we are doing so far. 1. Use cash only for groceries and eating out – the two biggest […]


6 Areas to Save Money During Wedding Season

As an almost-thirty-year-old (not quite yet!), I feel like half my Facebook newsfeed either gets married or attends a wedding every weekend.  I am sure you are thinking it is hard to save money during wedding season! If you are in that mid-twenty to mid-thirty age range, you know exactly what I am talking about. And you have your fair share of weddings to attend each year between April and October. It can get EXPENSIVE.   Sometimes you might even feel like you don’t want to RSVP ‘yes’ to another wedding in fear of what it will do to your […]


4 Ways to Save Money Without Coupons

Do you know how to save money without coupons? I used to be a moderate couponer when we first got married.  I had just quit my job and we were new to the whole strict budgeting and living on one income thing. I eventually stopped couponing once I got my teaching job about a year later because it was just too much work and it was not really “necessary” anymore. Since I have been staying home with our kids, couponing still is not the best use of time in my mind, but I have found a few other ways to […]


Procrastination is Killing Your Dreams

I have always been a huge procrastinator.  I like to think I work well under pressure.  In high school, I would wait until the very last minute to finish up homework and projects or study for tests.  I would put all my energy and focus on the task because I knew it was the last chance I had to get it done.  Best procrastination strategy ever, right? This did not work so well in college. I feel like as life has gone on and I have gotten older, I have learned time and again that procrastination is killing my dreams. […]


Life Insurance is a Necessary Expense in Your Budget

Let’s discuss a topic that most people do not think about often enough.  Life insurance is something you should be thinking about as soon as there is someone else in your life who would be affected financially by your death. It is absolutely a necessary expense in your budget. It is always better to be protected to lessen the financial burden that death may cause for your family. While usually I am advocating for ways you should be saving money, this is an instance where I am recommending that you spend money in order to protect yourself financially in the […]


Best Practices for Managing Student Debt

This is a guest post from Drew Cloud over at The Student Loan Report. For millions of Americans, borrowing from federal or private student loan providers is a necessary component of attending a college or university to earn a degree. Nearly 70% of all graduates leave school with a student loan burden, averaging more than $35,000 per individual. In 2016, the Federal Reserve Board reported more than 19% of borrowers owe $50,000 or more in student debt – a financial obligation that represents more than a car purchase or a down payment on a home. Given that the student loan […]


How I Am Paying off $38,350 in Student Loan Debt

This is a guest post by David over at millenialpersonalfinance.com.   It is no surprise that student loan debt controls the lives of many borrowers. In fact, many of the borrowers who did take out a student loan did not fully understand the position it would put them in when they graduate. I know I did not, but I still have to pay the amount back. I have decided that I do NOT want to be making student loan payments for the rest of my life, so I will be paying down my student loan debt aggressively. Yes, this does sound […]


How to Get Started Gardening

Do you have a garden?  Have you ever thought of trying out gardening? Gardens can be an excellent source of food in the summer and can save you money as well!  I tried out gardening for the first time in the spring of 2013.  We lived in a townhouse with an extremely sunny backyard and I had lots of time on my hands so I decided to try creating a small garden. My husband helped me build a small raised bed (although it was not technically “raised”).  I think it was 6×4? We just used simple pressure-treated wood to build […]

How to Get Started Gardening

13 Freezer Meals to Make Your Dinners Easier

Do you know what feels really amazing?  Knowing that you have a month’s worth of meals prepped and ready to go in the freezer!  Freezer meals or freezer cooking is seriously awesome.  If you have not tried it, I highly recommend doing so!  There are so many situations where freezer meals can come in handy. I made freezer meals when I started teaching, knowing that I would be too exhausted to cook dinner every night when I got home – especially in the first few months.  I made freezer meals before my first daughter was born and thought it was a […]

freezer meals

Elite Blog Academy – The Best Choice You Can Make for Your Blog

A year ago today, I was sitting in your shoes.  I desperately wanted to get my blog off the ground, but I had no idea how! I felt completely stuck. I knew there had to be a better way, but I had no idea how to find it.  And then I discovered Elite Blog Academy. It seemed like the perfect solution to my problem, but, I was still scared to take the leap. You see, Elite Blog Academy is not cheap.  It was a pretty big investment for someone who had no prospects of making money off my blog anytime soon.  (There […]