Ways to Save Money


How to Help Your Budget Survive Black Friday

Black Friday and Cyber Monday are two huge shopping days.  The surrounding days and in some cases weeks, are also big times to catch sales on deals on products of all kinds. It is so easy to blow your budget shopping all those crazy Black Friday deals. If you have been out to physical stores on Black Friday, emotions are running high and there is this unspoken pressure to buy things that you would not normally think of purchasing. Here are some tips to shop Black Friday or Cyber Monday deals without blowing your budget or making unnecessary purchases. Make […]


6 Ways to Make Your Christmas Budget Last

This year you are setting a limit on your Christmas spending and are determined to make your Christmas budget last. You will not buy unnecessary items. You will not use credit cards and go into debt for Christmas. You will enjoy the holiday season with your family. You will not stress over finding the perfect gift or how much money you spent on each person. Do these statements sound familiar? Christmas is the most wonderful time of the year…right?  It is supposed to be anyway! However, far too many of us stress ourselves out over the decorating, gifting, traditions, hostessing, etc. […]


5 Back to School Tips and Tricks

Back to school where I live is not until labor day (for now), but I have noticed that many others have already started back to school! August/September is similar to January in that a lot of people kind of start a “new year” and make plans to get organized, start new activities or hobbies, and set up new systems and routines. This is a great time to do this as it is about halfway through the year and allows you to reflect on any goals or resolutions you made in January.  And also add new ones. If you did not […]


12 Items Not to Buy at the Grocery Store

“http://www.viewfromourterrace.com/wp-content/uploads/2017/08/Not-to-Buy-at-the-Grocery-Store.jpg” Do you dread grocery shopping?  I have a love/hate relationship with grocery shopping. I still hate meal planning, which is the first step when it comes to getting ready to grocery shop.  But that is probably more because I have not set up a working meal planning system. I hate the amount of time out of my day grocery shopping takes, but I actually like being in the grocery store (half the reason why I shop at Wegmans!). I love when I have a perfectly organized grocery list that allows me to minimize my time actually shopping, but I […]


4 Ways to Save Money Without Coupons

Do you know how to save money without coupons? I used to be a moderate couponer when we first got married.  I had just quit my job and we were new to the whole strict budgeting and living on one income thing. I eventually stopped couponing once I got my teaching job about a year later because it was just too much work and it was not really “necessary” anymore. Since I have been staying home with our kids, couponing still is not the best use of time in my mind, but I have found a few other ways to […]


Amazon Prime – Is It Worth It?

Amazon Prime – Is It Worth It? Do you have Amazon Prime?  Is it something you have been considering, but you’re not sure it is worth it?  As a previous skeptic, I am here to tell you that it is! Not only is the annual cost really low compared to how much you would otherwise spend on shipping, but there are so many great features to be found once you sign up.  Plus, you have nothing to lose if you sign up for a free 30-day trial!  That is how I started out.  I signed up for a free trial […]


14 Ways to Save up to $33,000 this Year

There are things in life that we all do or buy on a daily basis that while may seem like small expenses in the short term, really add up to larger expenses over time.  Here are 14 ways to save money… up to $33,000 in the next year!  You will have to make some sacrifices and lifestyle changes, but with big sacrifice comes big rewards. 1.  Make a Grocery List and Meal Plan This is a major one where you will have the most control over.  I went from walking through the grocery store and pulling “what looked good” off […]


Cloth Diapering 101 – What I Have Learned

Cloth Diapering 101 – What I Have Learned Are you interested in cloth diapering but nervous about how it will go?  All I can say is that once you get past the first week or so it is totally worth it!  My only experience with cloth diapering had been from what my mom told me about the white cloth diapers with the safety pins and plastic pants.  She warned me that it was not worth it, but I was convinced diaper technology had improved enough to make the process easy!  Below is what I have learned in the past year […]