Holidays


Setting a Gift Budget for All Occasions

One area of our budget that has a tendency to get out of hand is our gift budget category. In the past, I have not been very good at anticipating all of the social events that will require a gift purchase.  In turn, this usually means that we end up spending too much on a gift or just not budgeting properly for the month. There is also the pressure of being invited to a birthday party (especially a kid’s party!) last minute and needing to get a gift but knowing it is not in the budget or someone purchasing a […]


How to Create a Christmas Budget

Christmas comes at the same time every year.  So why do so many people go into debt or not create a budget for Christmas? Christmas 2015 was the first time we ever set a true budget for spending on Christmas items.  While we did go over that budget, we were lucky and still did not go into debt because of overtime that my husband worked in November. However, I think we spent way too much money ($2000 when all was said and done!) and I DID keep track of everything we spent money on related to Christmas so that I […]


3 Ways to Save Money this Thanksgiving

3 Ways to Save Money this Thanksgiving Thanksgiving is almost here and whether you are planning on hosting for just your family or a whole host of guests, the time and money spent on preparing a large meal can be overwhelming.  I have hosted Thanksgiving exactly once so far in my adult life and while I had a blast doing it, I did not realize how much really went into the planning and execution.  Below are three easy ways to save money this Thanksgiving, no matter how many people you are hosting. Stock up on food you need ahead of time. […]