Daily Archives: January 2, 2017


Why I Create a Monthly Budget Every Month

Once upon a time I thought I was so smart and efficient for spending hours pouring over a spreadsheet and figuring out the PERFECT numbers that would make our budget work for the new year – usually based on our spending from the previous year (spending that was over budget for that year, mind you). And thus, a vicious cycle began. The problem was, I was setting the same numbers for each of my expense categories for each month. So while we had a budget that we were following, we inevitably would go over budget one month because of an […]

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