Monthly Archives: July 2016


How to Not Spend Your Savings

I have been using the best little trick since I can remember to ensure that I do not spend money allocated for savings before I actually save it. If you do not already have your paycheck direct deposited into a checking account, STOP AND DO THIS NOW.  This may seem like a no-brainer but I just want to be sure you have it done as this is key to getting your money to where it needs to be.  I am not sure that most employers even send out paper checks anymore but having your paycheck directly deposited into your account is […]


How to Track and Manage Your Budget

If you are just getting started and do not have a budget created yet, be sure to check out my plan out my budget each month. Now that you have created a budget and started to plan out your budget each month each month, it is time to learn to track and manage your budget. Getting in the habit of checking in with your budget and your spending on a weekly, or even daily basis is going to take some practice. When I was first getting started in tracking my budget, I used a spreadsheet.  I still use a spreadsheet to […]


How to Plan Your Monthly Budget

If you have not created a budget yet, or are interested in how I suggest creating a budget, go ahead and check out my first post in the series to get yourself started! Alright, so you have determined your monthly income, listed out your mandatory and discretionary expenses, and balanced your budget to ZERO for your first month.  If not, go ahead and create your first budget here. But how do you keep yourself organized and accountable for creating a new budget each and every month BEFORE the new month begins? How do you plan your monthly budget? What you […]


How to Earn Money Grocery Shopping

How to Earn Money Grocery Shopping I used to be really into couponing to save money on groceries.  I was no extreme couponer, however I was pretty excited when I would save $30 or so on a grocery trip.  I truly thought that this was the only way to save money on groceries.  In spite of this, I was still in my phase of buying whatever I wanted every time I went to the grocery store and as long as I saved some money it was all good, right? Wrong.  I have since stopped couponing in the traditional sense for the most […]