Procrastination is Killing Your Dreams

I have always been a huge procrastinator.  I like to think I work well under pressure.  In high school, I would wait until the very last minute to finish up homework and projects or study for tests.  I would put all my energy and focus on the task because I knew it was the last chance I had to get it done. This did not work so well in college. I feel like as life has gone on and I have gotten older, I have learned time and again that procrastination is killing my dreams. Sometimes I think about how […]


Life Insurance is a Necessary Expense in Your Budget

Let’s discuss a topic that most people do not think about often enough.  Life insurance is something you should be thinking about as soon as there is someone else in your life who would be affected financially by your death. It is absolutely a necessary expense in your budget. It is always better to be protected to lessen the financial burden that death may cause for your family. While usually I am advocating for ways you should be saving money, this is an instance where I am recommending that you spend money in order to protect yourself financially in the […]


Best Practices for Managing Student Debt

This is a guest post from Drew Cloud over at The Student Loan Report. For millions of Americans, borrowing from federal or private student loan providers is a necessary component of attending a college or university to earn a degree. Nearly 70% of all graduates leave school with a student loan burden, averaging more than $35,000 per individual. In 2016, the Federal Reserve Board reported more than 19% of borrowers owe $50,000 or more in student debt – a financial obligation that represents more than a car purchase or a down payment on a home. Given that the student loan […]


How I Am Paying off $38,350 in Student Loan Debt

This is a guest post by David over at millenialpersonalfinance.com.   It is no surprise that student loan debt controls the lives of many borrowers. In fact, many of the borrowers who did take out a student loan did not fully understand the position it would put them in when they graduate. I know I did not, but I still have to pay the amount back. I have decided that I do NOT want to be making student loan payments for the rest of my life, so I will be paying down my student loan debt aggressively. Yes, this does sound […]


How to Get Started Gardening

Do you have a garden?  Have you ever thought of trying out gardening?  Gardens can be an excellent source of food in the summer and can save you money as well! As it is officially spring, it is almost time to get started on planting our garden! I tried out gardening for the first time in the spring of 2013.  We lived in a townhouse with an extremely sunny backyard and I had lots of time on my hands so I decided to try creating a small garden. My husband helped me build a small raised bed (although it was […]

How to Get Started Gardening

13 Freezer Meals to Make Your Dinners Easier

13 Freezer Meals to Make Your Dinners Easier Do you know what feels really amazing?  Knowing that you have a month’s worth of meals prepped and ready to go in the freezer!  Freezer meals or freezer cooking is seriously awesome.  If you have not tried it, I highly recommend doing so!  There are so many situations where freezer meals can come in handy. I made freezer meals when I started teaching, knowing that I would be too exhausted to cook dinner every night when I got home – especially in the first few months.  I made freezer meals before my first […]

freezer meals

Elite Blog Academy – The Best Choice You Can Make for Your Blog

Elite Blog Academy – The Best Choice You Can Make for Your Blog A year ago today, I was sitting in your shoes.  I desperately wanted to get my blog off the ground, but I had no idea how! I felt completely stuck. I knew there had to be a better way, but I had no idea how to find it.  And then I discovered Elite Blog Academy. It seemed like the perfect solution to my problem, but, I was still scared to take the leap. You see, Elite Blog Academy is not cheap.  It was a pretty big investment for someone […]


Four Ways to Make Money as a Stay at Home Mom

Four Ways to Make Money as a Stay at Home Mom When I quit my job as a teacher to stay home with my daughter, I always had a vague plan in the back of my mind that I would look for ways to make money as a stay-at-home mom. Just because you are at home with your kids all day, does not mean you cannot contribute some supplemental income if that is something you are interested in.  There are tons of ways to make money from home online that could be completed on your own schedule. Below are three ways […]


Setting a Gift Budget for All Occasions

Setting a Gift Budget for All Occasions One area of our budget that has a tendency to get out of hand is our gift budget category.  In the past, I have not been very good at anticipating all of the social events that will require a gift purchase.  In turn, this usually means that we end up spending too much on a gift or just not budgeting properly for the month.  There is also the pressure of being invited to a birthday party (especially a kid’s party!) last minute and needing to get a gift but knowing it is not […]


How I Only Do Laundry Once a Week

How I Only Do Laundry Once a Week It is no secret in my house that I love figuring out the most effective and productive way to get things done.  I am always trying to determine the path of least resistance that will get me the most bang for my buck.  Time is money after all!  As a stay-at-home-mom, one of my weekly tasks is laundry.  Everyone has their preferred laundry system, and if you have one that works for you, that is great.  I would venture to guess that most laundry systems, especially those of people who work out […]