Budget Friendly Fall Activities

Budget friendly fall activities are easy to come by.  The weather is a great mix of not too hot and not too cold.  The seasons are changing and if you live in a particularly hot climate, you finally feel like you can go outside! There are so many options for budget friendly fall activities that are indoor and outdoor.  If you are looking for something to do that involves food, sports, exercise, kids, date-night, or friends, I have got you covered! Check out eight of my favorite budget friendly fall activities. Camping My family went camping every year when I […]


5 Ways to Deal with Finances in a Divorce

This article is a guest post from Andy Masaki over at www.pennylessdad.com. Untangling the varied emotions associated with a divorce is difficult, but untangling your finances in a divorce can be much easier. All you need is a little knowledge to help you out and it is better if both of you make the decision to deal with your finances in a divorce together. It is a bit difficult as your emotions are attached to your home, investments, etc.  Unfortunately, you have no other option than to plan the right way to avoid misunderstanding and unnecessary stress in the future. […]


5 Back to School Tips and Tricks

Back to school where I live is not until labor day (for now), but I have noticed that many others have already started back to school! August/September is similar to January in that a lot of people kind of start a “new year” and make plans to get organized, start new activities or hobbies, and set up new systems and routines. This is a great time to do this as it is about halfway through the year and allows you to reflect on any goals or resolutions you made in January.  And also add new ones. If you did not […]


My 4 Favorite Blogging Tools to Start a Blog

Do you love to read blogs?  Have you ever found yourself thinking, “I could start a blog on X topic and it would be great!”, but then realize that you have no idea how to get started in the first place? This was me about 5 years ago.  I LOVED catching up on all my favorite blogs every week.  I had a dream to own a blog like these favorite bloggers of mine, but I had no idea how to start a blog, what it entailed, or how much opportunity comes with running a blog. I quit my job to […]


12 Items Not to Buy at the Grocery Store

Do you dread grocery shopping?  I have a love/hate relationship with grocery shopping. I still hate meal planning, which is the first step when it comes to getting ready to grocery shop.  But that is probably more because I have not set up a working meal planning system. I hate the amount of time out of my day grocery shopping takes, but I actually like being in the grocery store (half the reason why I shop at Wegmans!). I love when I have a perfectly organized grocery list that allows me to minimize my time actually shopping, but I dread […]


2017 Financial Goals Update

As we are now over halfway through the year, I thought it was about time I gave a financial goals update on the goals we set for ourselves at the beginning of the year. Setting goals is a great way to motivate yourself and get things done. Checking in on your goals will also help you adjust if necessary and see how far you have come in meeting your goal. We set four financial goals at the beginning of the year…let’s see how we are doing so far. 1. Use cash only for groceries and eating out – the two biggest […]


6 Areas to Save Money During Wedding Season

As an almost-thirty-year-old (not quite yet!), I feel like half my Facebook newsfeed either gets married or attends a wedding every weekend.  I am sure you are thinking it is hard to save money during wedding season! If you are in that mid-twenty to mid-thirty age range, you know exactly what I am talking about. And you have your fair share of weddings to attend each year between April and October. It can get EXPENSIVE.   Sometimes you might even feel like you don’t want to RSVP ‘yes’ to another wedding in fear of what it will do to your […]


4 Ways to Save Money Without Coupons

Do you know how to save money without coupons? I used to be a moderate couponer when we first got married.  I had just quit my job and we were new to the whole strict budgeting and living on one income thing. I eventually stopped couponing once I got my teaching job about a year later because it was just too much work and it was not really “necessary” anymore. Since I have been staying home with our kids, couponing still is not the best use of time in my mind, but I have found a few other ways to […]


Procrastination is Killing Your Dreams

I have always been a huge procrastinator.  I like to think I work well under pressure.  In high school, I would wait until the very last minute to finish up homework and projects or study for tests.  I would put all my energy and focus on the task because I knew it was the last chance I had to get it done.  Best procrastination strategy ever, right? This did not work so well in college. I feel like as life has gone on and I have gotten older, I have learned time and again that procrastination is killing my dreams. […]


Life Insurance is a Necessary Expense in Your Budget

Let’s discuss a topic that most people do not think about often enough.  Life insurance is something you should be thinking about as soon as there is someone else in your life who would be affected financially by your death. It is absolutely a necessary expense in your budget. It is always better to be protected to lessen the financial burden that death may cause for your family. While usually I am advocating for ways you should be saving money, this is an instance where I am recommending that you spend money in order to protect yourself financially in the […]